Short Term Bridging Loans from £10,000 to £15 Million

If you require a Short-Term loan and need the funds quickly then we can provide funding for any legitimate purpose over loan terms ranging from 1 month to 24 months for private individuals or limited companies.

Interest is quoted and charged based on a monthly rate, often deducted for the anticipated term of the short-term finance.

Short term finance is, put simply, exactly that, a source of secured, short-term finance that can be arranged very quick.

The main types of security that are eligible for the loans include:

  • buy to let investment property
  • commercial investment property
  • commercial property such as shops, offices etc
  • land with planning permission
  • 1st or 2nd charge finance on your property

Most common uses:

  • Buying a bargain property at ‘Below Market Value’
  • Buy a property which is deemed ‘Un-mortgageable’ and requires significant refurbishment.
  • Moving home before your current property is sold
  • Buying a property at auction and needing funds quickly to complete on the purchase
  • Raising cash to buy a Business, Purchase Stock or perhaps buy out a Business Partner
  • Raising cash to pay a Personal or Business Tax bill
  • Raising cash to stave off a repossession order

We can move very quickly giving an immediate decision and very often have the loan offer issued the same day. Funds can draw down generally within a matter of days and our experienced team will assist with all the necessary administration and valuations in order to ensure a smooth process.

At the end of the loan we can help you convert it to a mortgage product if appropriate.


Second Charge Bridging Loans

If you already have a mortgage on your property but need further funds in the short term for property improvement, expansion or an unrelated business project then a Second Charge Bridging Loan may be available to you depending on much borrowing you already have in the property.

Bridging Loans are intended for short term finance of between 1 and 12 months. For anything longer, a more structured term loan should be considered.

As it’s a Second Charge Bridging Loan, the rates will be slightly higher than if it were a First Charge Bridging Loan, but we will work with our lending partners to get you the best rates possible.

Second Charge Bridging Loans are available on Residential or Commercial properties and at the end of the Bridging Loan period we can also help you convert it into a mortgage or commercial mortgage if appropriate.

Please call us today to see how we can help or submit an enquiry and we will contact you.

Our advice is given freely, in confidence and without obligation.

Get In Touch

Please call us today on 01293 804 505 to see how we can help or submit an enquiry and we will contact you.

Our advice is given freely, in confidence and without obligation helping you build in a strong business sector.